Buying a Home in Mill Valley

Buying a Home in Mill Valley

A hidden treasure tucked between Sausalito and San Rafael, the special qualities of Mill Valley cannot be ignored. Nestled in surrounding mountains just over the Golden Gate Bridge and at the foot of the stunning Mt. Tamalpais, this small town has retained the charm and wonder from its founding. If you’re buying a home in Marin, Mill Valley must not be missed.

Why Buy in Mill Valley?

There are countless reasons to invest in this unique and whimsical town. We’ll get started with a few…

Where Nature + City Meet

Mill Valley is just minutes north of San Francisco. Whether commuting for work or play, the City by The Bay is just a quick trip away. Enjoy some of the most organic forested hills in the entire region and a short drive over the mountains and you’ll find yourself at the Pacific Ocean.

Small Town in Big City Area

These days, rare are towns that perfectly balance the small town feel in a big city area. Mill Valley is one of these gems that maintains the quaint, friendly feel, with small shops and boutiques and a walkable environment while only being 10 minutes from the city.

Mill Valley's Top Neighborhoods

Sycamore Park

The sought-after flats of downtown Mill Valley, Sycamore Park is a desirable, quaint neighborhood. Nestled between Miller and East Blithedale, and just a quick stroll to downtown Mill Valley.

Homestead Valley

Located on the west side of Mill Valley, many desire residence in this neighborhood. Many of the homes sit on large lots against hillsides, providing the perfect combination of country-style living, while being close to downtown.

Blithedale Canyon

Imagine an area where lush hiking trails replace busy sidewalks. Amongst woodsy hills and tree-lined streets, Blithedale Canyon backs up into Mount Tamalpais. Tucked up and away from Hwy 101, but still a quick commute, the neighborhood offers a serene escape from the Bay Area.

Tamalpais Valley / Almonte

A woodsy haven and peaceful community in which to raise children or retire, Tamalpais Valley offers plenty of natural spaces, parks, playgrounds, and even creekside concerts. Homes back up to expansive nature and overlook gorgeous canyons and greenery. The schools consistently do well, and residents speak highly of the quality of life here.

Scott Valley

Tucked into the hillside on the northeast corner of Mill Valley, the neighborhood separates Mill Valley and Corte Madera. A quiet section of Mill Valley, the neighborhood features wide streets and homes set on large lots.


Situated on a Richardson Bay peninsula, Strawberry is a unique section of Mill Valley where the majority of homes are located on a hill. Many homes feature views of Mt. Tamalpais, San Francisco and the bay. The weather is usually sunny and pleasant in Strawberry.

Types of Homes in Mill Valley

The typical Mill Valley home features a roomy residence and access to nature. The town consists mostly of single-family homes on large lots of land. Most homes come in well above the million-dollar mark– a testament to the sought-after nature of the town. Today, we see some fixer-uppers and a few condominium communities on the market.

Housing Costs in Mill Valley

Home Prices

The Mill Valley housing market is very competitive. Homes in Mill Valley receive 2 offers on average and sell in around 14 days. The median sale price of a home in Mill Valley was $2.7M last month, up 34.7% since last year. The median sale price per square foot in Mill Valley is $1,190, up 5.3% since last year.

Closing Costs

Closing costs typically include broker commissions, title insurance premiums, inspections, loan fees, and escrow fees. For example, you might expect to pay $200k in closing costs for a $2 million home.

Ways to Save When Buying a Home

Shop Mortgage Rates

Aside from purchase price, one of the costliest components of buying a home is the interest rate on your loan. The higher your interest rate, the higher your monthly payment. Different banks and lenders offer varying rates. We recommend speaking to at least three lenders to find the best option for you.

Get Pre-Qualified

Getting pre-qualified should be one of the first steps when beginning the home search. This will help you know your target range and set a budget. It will also allow you to act fast and make an offer quickly when you find that perfect home.

Consider a Larger Down Payment to Lower Payments

With any loan, the higher your initial down payment, the lower your monthly payments. You will also pay less interest over time.

Improve Your Credit Score

The better your credit score, the more options you’ll have for lower interest rates. As a result, your monthly payments will be lower. Work on building your credit score above the 700’s.

Work with a Real Estate Agent

Work with a real estate agent! Selecting a local realtor who you like, and trust is essential. Having a trusted real estate agent on your side is the number one way to ensure you save as much money as possible when buying a home. Your realtor works for you, and their biggest job is to save you money.

Contact Applegarth + Warrin Today

Applegarth+Warrin is a top Bay Area team, specializing in San Francisco and Marin County. The team of local experts from a variety of backgrounds including tech, interior design, real estate development, and marketing. All long-time residents of San Francisco and Marin, offering expert, local knowledge and unmatched luxury service. Whether first-time buyers or seasoned investors, this team will help you achieve your life goals through real estate. Contact us today.

*Header photo courtesy of Shutterstock

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Known for their discretion, uncompromising quality, and an elite level of service, the team of Applegarth+Warrin has assisted with the buying and selling of the San Francisco Bay Area’s finest homes.

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